Can I insure an American car in the UK?
You might find it more difficult to source American car insurance as many standard insurers view them as a higher risk than standard vehicles.
Thankfully, we offer insurance for the individual and work on a case-by-case basis, meaning that we can insure all types of American vehicles, whether you’ve got a modern pick-up like the Ford F150, an SUV like the Cadillac Escalade, or a sports car like the Corvette.
Get an American Car Insurance Quote
How much is American car insurance?
American car insurance is often more expensive than insuring a UK car. This is because repairs tend to be more costly since UK repair shops don’t usually stock American car parts.
Thankfully, at Adrian Flux, we work a little differently. We’re well versed in insuring imported cars, including vehicles from the US, meaning we’re often able to get you an affordable American car insurance quote where other insurance providers cannot.
How can I get more affordable insurance for my American car?
- Joining a car owner’s club or forum: whether you join a Ford Mustang, Porsche 911, or Dodge Challenger club, this could translate to discounts of up to 15% off your insurance quote.
- Adding extra security features: Thatcham-approved equipment like trackers or dash cams can help to prevent your vehicle from being stolen.
- Taking out limited mileage cover: essentially, the fewer miles you drive, the less you have to pay for your insurance policy. If this is your second car or you don’t drive many miles, a low mileage policy could be ideal for you.
Extra Benefits
Agreed Value
Agreed Value Car Insurance
Owning a car that you really care about makes it all the more important to get proper compensation should you need to make an insurance claim. Our agreed value car insurance is a great way of tailoring your insurance to you.
A wide range of vehicles, from classics and performance cars to modified cars and imports, would benefit from guaranteed value car insurance. Phone us now to see if your car is one of them.
Company Car NCB
Company Car No Claims Bonus
Many insurers are unwilling to accept bonuses earned in company cars on private car policies, which can leave drivers unfairly paying over the odds for insurance, despite their many years of claim-free driving.
At Adrian Flux, we work with insurance companies that accept company car no claims bonus to help you get a fair deal on your private car insurance.
Once we receive confirmation from your employer or ex-employer of how many years company car insurance no claims bonus you earned, we can apply an equivalent discount to the insurance quote for your own car.
Excess Protect
Excess Protect
Even though having the right insurance can save you money when you need to claim, your policy excess could still run into hundreds of pounds.
Our excess protect policies will pay your excess for you, up to an annual limit, if you need to make a claim on your policy – saving you money.
The amount of excess you have to pay depends on your policy and can be found on your policy documents. If you opted for a voluntary excess this is an extra amount on top of your compulsory excess, which can bring your premiums down, but is payable on top of your compulsory excess when you make a claim.
We offer excess protect cover at different levels to suit your policy. Speak to a member of our team to find out more and to add it to your policy.
Breakdown
Flux Rescue Breakdown Cover
Get comprehensive breakdown cover from just a year that offers 24 hour UK and EU roadside assistance and recovery, 365 days of the year.
With cover provided for breakdown and recovery, transport to your home, destination of choice, or a garage for you and five passengers, emergency accommodation expenses, home start service, and breakdown cover for your caravan or trailer too, you can get fantastic protection without breaking the bank.
Our breakdown helplines are open 24 hours a day, 365 days of the year, and we have a network of more than 1,800 breakdown experts across Europe, so you’re only ever one phone call away from help.
Keycare
Keycare Insurance
If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.
For just a year, our five-star Keycare insurance policy will cover locksmith expenses, replacement locks and keys, car immobiliser replacement costs, car hire costs, and transport costs if you’re stranded, up to a value of £1,500.
We’ll pay out if your keys are stolen, locked inside your home or vehicle, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.
For more information and to add Keycare to your policy, speak to a member of our team today.
Misfuel
Misfuelling Insurance Cover
A staggering 400 people every day put the wrong fuel in their car – that’s 150,000 people every year!
The damage caused by filling your car or van up with the wrong fuel can be catastrophic, and lead to hundreds, if not thousands, of pounds worth of repairs being carried out.
With misfuel cover, as long as you’ve realised your error before driving away we’ll cover draining the fuel from your car, tow you to a garage if we can’t help at the pump, and provide £10 of fuel to get you on your way again.
Public Liability
Public Liability Car Insurance
Protect yourself from liability costs with our public liability car insurance, available from . Ideal in the event you or your vehicle damages someone else’s property or causes accidental bodily injury.
Public liability car insurance can protect you should you:
Display your car in a car show or exhibit: give us a call if you regularly attend and exhibit in car shows and you require legal cover.
Work as a driving instructor: we offer driving instructor insurance for ADIs and PDIs. Public liability cover can be added to your insurance with little extra fuss.
Work as a courier: you can easily add public liability cover to your self-employed courier van insurance.
Spare Parts
Spare Car Parts Insurance
Whether you own spares for your kit car or are in the process of modifying your day-to-day motor, are collecting parts for a future mod or have just got a few old spares lying around, your standard insurance policies could be leaving your vehicle spare parts dangerously unprotected.
Sadly, most household insurance policies exclude cars and their unattached parts, and even those that do offer cover could end up costing you dearly with high excesses and the premium rises after a claim.
But, with Adrian Flux’s Spare Parts Insurance, you can get cover for storing thousands of pounds worth of spares at home or in your car from as little as .
Get an American Car Insurance Quote
Which American vehicles can you insure?
With experience insuring almost every car imaginable, from performance cars, classics, kit cars, modified vehicles, modern models, 4x4s and motorhomes, you’d be hard-pressed to find an American vehicle we can’t insure.
Rest assured that we can cover your vehicle, whether it’s a modern car, American classic, day van, pickup truck, motorhome or RV.
Do you provide American car insurance for classic models?
If you’ve fallen in love with a classic American car and you’re struggling to insure it, let us know. As a specialist insurance broker, we’re in a better position to cover extraordinary cars, including classics and left-hand drives.
Over 82.4% of customers who got an online quote could have saved money if they’d called us instead.
Why choose Adrian Flux for American car insurance?
Whether you bought your American car for the extra space, as a project car, or simply to have fun driving (and to turn heads!), we understand the particular needs that American car owners have from an insurance policy.
Our staff are all seasoned insurance experts and will calculate your American car insurance premium individually, using their expert knowledge of the many specialist US car insurance schemes on offer.
When you call us you will be speaking to a knowledgeable enthusiast, based in the UK, who knows their Cadillac Eldorado from their Chevy Corvette. Along with our tailored insurance schemes, we believe we offer the best American car insurance quotation service around.
Why waste your time ringing round dozens of companies when we can do it for you? If you do ring round, come to us last we will do our very best to beat the best quote you get.
